Our fully integrated global regulatory practice is ideally positioned to provide the world's financial institutions with exceptional cross-border experience on regulatory capital issues.
The banking industry is undergoing the most significant regulatory changes seen in decades. Basel III aims to build up the resilience of the banking industry so that banks are in a better position to deal with any potential stress.
We have a dedicated team with in-depth knowledge of regulatory capital requirements, including Basel III, CRD IV, Solvency II and US capital rules including Dodd-Frank. We provide advice to financial institutions, specifically banks, securities and insurance firms, funds and other market participants, on balance sheet optimization and capital efficiencies, strengthening their capital base, and on leverage and liquidity constraints.
Our Resources page links to primary rules and legislation in this area.
Our highly regarded lawyers serve global financial institutions and financial market infrastructures in the UK, US, Europe, Asia and the Middle East including Bank of America Merrill Lynch, Barclays Bank Plc, CIBC, Citi, Credit Suisse, Deutsche Bank, Goldman Sachs, IntercontinentalExchange, Inc (ICE), JPMorganChase, Morgan Stanley, UBS and several buy-side clients.
Our lawyers have significant experience advising on the full range of issues in this area, including:
- regulatory capital restructuring
- liaising with regulators to recognize efficient deployment of capital and collateral
- capital-raising including bail-in issues
- liability management exercises
- subsidiarization and bank structure reform, including Section 165 Dodd-Frank issues
- capital, liquidity and leverage constraints in shadow banking reforms
- consolidated supervision
- recovery- and resolution-related issues
- the securitization framework
- counterparty credit risk exposures in derivatives trading (including CVA)
- stress and scenario testing
- analysis of Pillar 2 requirements
- Pillar 3 disclosure issues