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Nicholas Withers, associate in the Mergers & Acquisitions practice, collaborated on a FinTech report with The CityUK and Santander UK. The report sets out the key models and real-world examples of how greater collaboration between financial services and FinTechs can aid the development of innovative digital products and services. It also offers seven possible models by which incumbents and FinTechs can partner together, highlighting both the benefits of doing so as well as some of the main legal issues to consider.